Top Financial & Insurance Options for 2025

Get Out of Debt Faster in 2026: Pay No Interest For Up to 21 Months

FinanceBuzz’s list of no-interest credit cards helps you avoid costly interest charges while you pay down balances or make large purchases. These 0% intro APR cards are handpicked to help you save money, simplify payments, and get out of debt faster—without changing your lifestyle.

• 0% intro APR cards designed to eliminate interest charges
• Ideal for balance transfers, big purchases, or debt payoff
• Expert-curated list comparing top offers in one place

2025 Award-Winning 0% Intro APR Credit Cards

Click Here to Get Out of Debt Faster

Dovly: The Free & Easy Way to Improve Your Credit Automatically

Dovly helps you build and protect your credit by automatically reporting on-time payments, monitoring your credit profile, and disputing errors on your behalf. With simple setup and ongoing support, it makes improving your credit score easier—without stress or complicated steps.

• Automatically reports positive payments to help boost your credit score
• Credit monitoring and error dispute assistance included
• Simple setup designed for long-term credit health

As Seen On Guild in the News | Reviews and Rankings | Guild Mortgage Money Geek — community.dpcolo.org

Special Deal: Join Dovly for Free

RateDriven Auto Refinance: The Fast Way to Lower Your Car Payment

RateDriven helps drivers—especially seniors—refinance their auto loans to secure lower interest rates and reduce monthly payments without trade-ins, gimmicks, or hidden fees. Using a free online tool, you can see your new rate in about 30 seconds and find out how much you could save each year.

• Rates as low as 4.99% APR for qualified drivers
• Average savings of $2,100+ per year with refinancing
• Fast, free online check with no impact on your credit score

Top Rated Auto Refinance Program Trusted by Drivers Nationwide

Check Your New Rate in 30 Seconds for Free

NerdWallet: A Smarter Way to Get Your Finances Back on Track

If your New Year’s resolution is to reduce debt, simplify payments, or lower monthly bills, NerdWallet’s Personal Loan Analyzer helps you compare personalized loan options built for exactly that. In minutes, you can explore consolidation and personal loan offers from trusted lenders—free to use and with no impact on your credit score.

• Compare debt consolidation and personal loan options in one place
• Flexible terms to help lower monthly payments and simplify finances
• Free to use with no impact on your credit score

Trusted by Millions to Make Smarter Money Decisions

Check Your Personalized Loan Options for Free

TurboDebt: Ready to Leave Debt in the Dust?

Discover the impact TurboDebt can make on your finances. Their program has the potential to save money on your credit card debt. Start your journey toward a debt-free future today, and find out how much you can save!

100% FREE Initial Consultation
Free Savings Estimate with No Obligation
You Could Be DEBT-FREE In As Little As 24-48 Months*
Learn About a Potential Alternative to Bankruptcy

* “Debt-free” applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts.

Get a Free Savings Estimate

Advertising Disclosure

We may receive compensation when you click on links to products. This does not influence our evaluations, but it helps support our site. Rates and terms are subject to change.

Best Personal Loan Options

Editor's Choice

Debt Consolidation Loans

5.99% - 24.99%

APR Range

Combine multiple debts into one manageable payment. Ideal for credit card debt, medical bills, or other high-interest obligations. Potentially lower your monthly payments and total interest paid.

Loan Amount $5,000 - $100,000

Loan Terms 24 - 84 months

Min. Credit Score 580+

Funding Speed 1-3 days

No Prepayment Penalty Fixed Rates Soft Credit Check

Home Improvement Loans

6.49% - 21.99%

APR Range

Finance your home renovation or repair projects without using your home as collateral. Perfect for kitchen remodels, bathroom upgrades, roofing, or energy-efficient improvements.

Loan Amount $10,000 - $150,000

Loan Terms 36 - 144 months

Min. Credit Score 620+

Funding Speed 2-5 days

No Collateral Required Large Loan Amounts

Emergency & Medical Loans

7.99% - 29.99%

APR Range

Fast funding for unexpected expenses or medical bills. Quick approval process and flexible terms help you manage financial emergencies without depleting savings.

Loan Amount $1,000 - $50,000

Loan Terms 12 - 60 months

Min. Credit Score 550+

Funding Speed Same day - 2 days

Fast Approval Bad Credit OK

Bad Credit Personal Loans

15.99% - 35.99%

APR Range

Options for borrowers with less-than-perfect credit. While rates are higher, these loans can help you access funds and potentially rebuild your credit with on-time payments.

Loan Amount $500 - $25,000

Loan Terms 12 - 48 months

Min. Credit Score 300+

Funding Speed 1-3 days

All Credit Welcome Build Credit History

Top Insurance Options

Auto Insurance Comparison

Save up to 40%

By comparing quotes

Compare auto insurance quotes from multiple top-rated carriers. Find the best coverage for your vehicle at competitive rates. Bundle with home insurance for additional savings.

Coverage Types Full & Liability

Avg. Savings $500+/year

Quote Time 5 minutes

Carriers 50+ Options

Bundle Discounts Safe Driver Savings Free Quotes

Home Insurance Protection

From $80/mo

Average premium

Protect your home and belongings with comprehensive coverage. Compare policies that cover dwelling, personal property, liability, and additional living expenses.

Coverage $100K - $1M+

Deductibles $500 - $5,000

Quote Time 10 minutes

Add-ons Flood, Earthquake

Replacement Cost Liability Coverage

Life Insurance Plans

From $15/mo

Term life rates

Protect your family's financial future with affordable life insurance. Compare term and whole life policies from leading carriers. Many options require no medical exam.

Coverage $50K - $5M

Term Options 10 - 30 years

Approval Same day possible

Types Term & Whole

No Exam Options Guaranteed Acceptance

Health Insurance Marketplace

Subsidies Available

Based on income

Find health insurance plans that fit your budget and coverage needs. Compare HMO, PPO, and high-deductible plans. Check if you qualify for premium tax credits or subsidies.

Plan Types HMO, PPO, HDHP

Metal Tiers Bronze to Platinum

Enrollment Open & Special

Coverage Individual & Family

Tax Credits Essential Benefits

Renters Insurance

From $12/mo

Average premium

Affordable protection for your personal belongings and liability coverage. Essential for renters to protect against theft, fire, water damage, and accidents in your home.

Personal Property $15K - $100K

Liability $100K - $500K

Deductible $100 - $1,000

Quote Time 3 minutes

Affordable Instant Coverage

Tips Before You Apply

For Personal Loans:

Check your credit score first - it affects your rate
Compare at least 3-5 lenders before deciding
Calculate the total cost, not just monthly payments
Watch out for origination fees and prepayment penalties
Only borrow what you need and can afford to repay

For Insurance:

Bundle policies for multi-policy discounts
Review coverage annually as needs change
Understand what's covered and what's excluded
Consider higher deductibles for lower premiums
Ask about all available discounts

Need Help Deciding?

Visit our main site for in-depth guides, calculators, and expert tips on personal loans and insurance options.

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Important Disclaimer

The information provided is for general informational purposes only. Rates, terms, and availability vary by lender/insurer and are subject to change. APRs shown are estimates and actual rates depend on credit score, income, and other factors. Always read the full terms and conditions before applying for any financial product. We may receive compensation from partners when you click links or apply for products, which helps support our site but does not affect our editorial opinions.